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Who is Finical, Inc.?

Finical, Inc., is one of the fastest growing providers of Business Services. Based in southern California, with independent offices throughout the country, Finical is registered with Visa and MasterCard, and is sponsored by Wells Fargo Bank.

Finical has built a strong business philosophy that encompasses three pillars. The first is customer service. This includes a commitment to its merchants to ensure that they are able to meet their business’ needs every single day.

The second pillar is a drive for state-of-the-art technology. The merchant services industry is constantly evolving, and Finical prides itself on being one of the front runners in offering the latest and most secure technology to its merchants.

The third pillar is practicing with very high ethical standards. Finical’s objective is to have full disclosure of all terms on the agreement so that their merchants make an informed decision, thereby eliminating any misunderstanding in the future. Finical has a zero tolerance policy for misrepresentation.

In the merchant services industry, there is a wide range of electronic payment systems for businesses to choose from, and Finical proudly provides most of them. They include the ability for merchants to accept major credit cards such as: Visa, MasterCard, Discover, American Express, JCB, Debit cards as well as Instant Non-Credit based financing options. We are committed to helping our merchants increase their revenue by offering their customers various payment options.

Additionally, some merchants due to the nature of their business are still presented with checks. Finical has a solution for such merchants as well. Electronic check systems have witnessed improved technological advancements, so today, you are able to process checks remotely without ever setting foot into your bank to deposit those checks.

Finical also offers gift cards, loyalty cards, short term business loans, and the Cash Discount Program. Finical’s goal is to always be ahead of its competition by providing not just money saving solutions to its merchants, but also providing services that will help its merchants increase their revenue.