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Why should I choose Finical Inc? Finical Inc has been providing payment solution services since 1999. We have quickly become industry leaders in providing cost-effective payment solutions to businesses across the country. We offer your business resources and services such as:

  • Free equipment
  • Guaranteed low rates
  • No hidden/ or upfront fees
  • Experience
  • Fast and easy set up
  • 24/7 customer service
  • High and fast approval rate
  • Accept all major credit cards, debit cards and check
  • All equipment is preprogrammed and ready to use for operation
  • Friendly and highly qualified representatives available to help you

What is a Merchant Account? A merchant account is a commerce account that allows you to accept credit cards as payment for your business; in person, over the phone, or via the web.

How do I apply for a Merchant Account? It’s easy to establish a merchant account with Finical Inc. Just call and make a request today! You will speak with an experienced sales representative that will help you determine the best card processing solution for your business. We will send you an application by fax or email for you to provide the necessary information to open your account with us. Upon approval, your account will be activated in just days. During this time we will also ship to you your free equipment so you can begin accepting card payments soon thereafter.

What credit cards will I be able to accept? You will be able to accept all of the major credit cards such as; Visa, Mastercard, Discover, and American Express. In addition, you will be able to accept debit cards that carry a Visa or Mastercard logo. We also provide check verification and check guarantee service for processing customer checks with no hassle.

What Type of equipment do I need to accept credit cards? If you have a retail storefront, restaurant, hotel, medical office, or service business you can use our (POS) point of sale terminal for face to face transactions. You can also hand enter (key in) data into a point of sale (POS) credit card terminal.

For professionals on the go, Finical Inc offers the best wireless terminal in the industry. This wireless terminal can be used anywhere to accept credit cards. It is a portable machine that works everywhere your cell phone does with a built in printer. This allows you to use your smart phone to process card payments. Review the Roampay information and all the benefits for processing credit cards using your cell phone as an option for your business.
If you have an internet based, telephone order, mail order business, or hand key most of your transactions, we can provide you with a gateway or motto account and the support necessary to meet all your business needs.

What is the discount rate? The discount rate is the processing fee charged to your merchant account. It is a percentage of your gross sales.

What is the “per transaction” fee? The fee is a nominal charge for processing each “per” transaction through your merchant account service.

What rates can I expect with Finical Inc? Finical Inc offers the best and lowest guaranteed rates in the industry. After discussing with you and assessing your needs, we will then design a custom solution that will meet your card processing needs based on the nature of your business.

What fees can I expect to get started? There are no upfront costs or set up fees to start an account withFinical Inc. We provide you with free equipment and no fees to get started.

How often will I receive funds from Finical Inc? Finical Inc will transfer funds from your merchant account to any checking account you designate on a daily basis.

How can I lower my credit card processing rates? Simply send us a copy of your current credit card processing statements and we will show you how much you can expect to save. Finical Inc can save you money on all your processing fees. There is no obligation. Just fax a statement to 1-888-228-5830 and start saving.